service Details


Life Solutions

We understand how important your family is to you and how hard you work for them – be it a comfortable lifestyle, a good education, healthy living, peaceful retirement or even planning for those unexpected events, that surprise us when we least expect it.

At Earnest Capital, our aim is to advice you best insurance plans so as to support you on the days when you need that extra push. With our comprehensive and innovative range of insurance advisory products, you'll not only have the financial cover to meet all your needs head on but also the confidence to leap higher.

Protection solutions

Being the sole earner of your family is a big responsibility. Now consider an unfortunate event, if something were to happen to you. Who will provide safety and security to your family in your absence? It is important to ensure your loved one's financial security to meet the uncertainties and make your family feel fully protected. One of the best ways to do this is through Term plans, the purest form of life insurance.

Wealth solutions

We all have dreams and aspirations like buying a house, giving our children the best education and having a comfortable life after retirement. These dreams can be fulfilled only by planning our finances well. One of the key steps in financial planning is investing in Wealth Creation Plans. Wealth creation plans offer more liquidity options and are ideal for investors who are risk savvy and want the protection of a life insurance cover along with the returns of market-linked instruments.

Saving solutions

Financial planning is the key to fulfilling your dreams and aspirations. From providing for your family to buying a home or a car, good planning ensures lifetime financial security for your family, even in case of an unfortunate event of the death of an earning member of your family. The sign of a sound financial plan is the inclusion of adequate life insurance coverage in the plan, with an element of savings built along side. Life Insurance is also an important saving instrument. Insurance saving plans can help you organise specific needs like saving for your child's education, marriage, settlement in life, purchase of a house, retirement and other financial goals.

Child solutions

Your children's health, education, protection and prosperity is in your hands. You are the keeper of their dreams and aspirations and it is your duty to keep them financially secure and protected at all times. We offer advisory in different Child Protection plans that help you plan ahead for the future.

Tax Planning

Tax planning

Earnest Capital houses experts in Taxation Estate planning along with close ties with experts in the industry. The collection of preparation tasks that serve to manage an individual's asset base in the event of their incapacitation or death, including the bequest of assets to heirs and the settlement of estate taxes. Most estate plans are set up with the help of an attorney experienced in estate law. Some of the major estate planning tasks include: 
- Creating a will 
- Limiting estate taxes by setting up trust accounts in the name of beneficiaries 
- Establishing a guardian for living dependents 
- Naming an executor of the estate to oversee the terms of the will 
- Creating/updating beneficiaries on plans such as life insurance 
- Establishing annual gifting to reduce the taxable estate 
- Setting up durable power of attorney (POA) to direct other assets and investments Estate

planning is an ongoing process and should be started as soon as one has any measurable asset base. As life progresses and goals shift, the estate plan should move to be in line with new goals. Lack of adequate estate planning can cause undue financial burdens to loved ones (estate taxes can run higher than 30%), so at the very least a will should be set up even if the taxable estate is not large.